Buying a house and planning how to finance it is one of the biggest decisions you’ll make. Using a mortgage broker to help with this process is highly recommended for a variety of reasons:
- It will save you time. Mortgage brokers have a wide knowledge of deals from a variety of lenders at their fingertips.
- They match you to your mortgage. They will search the market on your behalf, armed with your specific details and find the deal that suits you and your circumstances best.
- Your broker has indepth knowledge of lenders increasing the chances of you being accepted.
- If you’re on benefits, have a short employment history or don’t have a big deposit, a mortgage broker will know which lenders are likely to accept you.
- A mortgage advisor will thoroughly check all options available to you and isn’t tied to one lender.
- Your mortgage broker will act like a buffer between you and your lender. They will ‘pre-assess’ your application ensuring you meet lenders criteria and affordability.
- Some mortgage brokers have access to special deals from lenders, not available if you go direct.
- Completing paperwork is 2nd nature to a mortgage broker!
- Your mortgage broker is likely to charge you a small fee to arrange your mortgage, but in comparison to the hassle you’ll be saving yourself, this is a small price to pay.
- We’re local, we’re friendly and we understand you!